Get care today.
Pay over time.

CareCredit is a healthcare credit card with flexible financing
options so you can pay over time for care you want or need.* 
Accepted at 260,000+ locations!
*Subject to credit approval

See if you prequalify without impacting your credit score

Help put your
health & wellness goals
within reach

Easy application & instant credit decisions

Apply online anytime or by phone^ to speak with a live agent Monday - Friday from 9AM- 9PM (ET). See if you prequalify online with no impact to your credit score.

Flexible financing

Get the healthcare you want or need and pay over time with promotional financing options^^ for purchases of $200 or more at locations in the CareCredit Network.

260k locations

You can use your CareCredit credit card multiple times for a wide range of health and wellness expenses for you and your entire family.

^To apply by phone call (800) 677-0718. Phone applications are only for the CareCredit credit card. To be considered for the CareCredit Rewards Mastercard® please apply online. Must be 18 or older to apply, must be 21 or older to apply by phone.
^^Subject to credit approval

Explore promotional
financing options

Explore all the ways to use the
CareCredit health & wellness credit card

Ways to use
Ways to use

Find a

Join the millions of cardholders already
financing their care with CareCredit.


Value ranking

CareCredit is a helpful financing option—just ask the 95% of cardholders surveyed who ranked the CareCredit credit card as “good to excellent value.”1

269 K+

Provider & retail locations

From health systems and hospitals to spas, to chiropractors, CareCredit is accepted to help you manage costs.

39 M+

Total accounts opened since inception

Join our growing community and finally get the care you’ve been looking for.

1CareCredit Cardholder Engagement Study, 2023.

Patient Praise & Testimonials

300+ 5-Star Reviews

Have your own success story?
We'd love to hear it.

Our cardholders continue to inspire with their stories of how CareCredit has helped them with their health and wellness wants and needs.

Share your story

Flexible financing
options for your care.

With a CareCredit credit card, you can pay for health and wellness costs over time with promotional financing options that help fit your needs.†
  • No annual fee††
  • Promotional financing options†
  • Accepted at over 260,000 CareCredit network locations
  • Earn points on all purchases if approved for the CareCredit Rewards Mastercard†††
†Subject to credit approval
††See Rates and Fees for details.
†††Rewards: See Rewards Program Terms at for details. Rewards points required for redemption are subject to change.

Ready to take the next step?
See if you prequalify without impacting
your credit score.

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